In This Article
Online-Therapy.com is one of the few platforms built entirely around Cognitive Behavioural Therapy (CBT) — the most evidence-based approach for anxiety, depression, and insomnia. Instead of just pairing you with a therapist and leaving you to it, the whole service is structured around a guided programme with worksheets, journaling, and daily feedback. We signed up, worked through the programme, and tested the live sessions to see whether it lives up to the promise.
Online-Therapy.com — CBT Specialists
A complete CBT programme with worksheets, journaling tools, yoga videos, and live therapist sessions. From $48/week — and you can start today with 20% off your first month.
Get 20% Off Your First Month →Affiliate link — we earn a commission at no extra cost to you
At a Glance
| Best for | Structured, affordable CBT for anxiety, depression & insomnia |
| Price | From $48/week (20% off first month) |
| Therapy type | CBT-based programme + live sessions |
| Live sessions | Chat, phone, or video (Standard & Premium plans) |
| Messaging | Unlimited, with therapist replies Mon–Fri |
| Insurance | ❌ Not accepted (receipts provided for reimbursement) |
| Medication | ❌ Not available |
| Our rating | 4.3/5 |
What Is Online-Therapy.com?
Online-Therapy.com is an online therapy service founded in 2009 that specialises in Cognitive Behavioural Therapy. CBT is the gold-standard, research-backed treatment for anxiety and depression — it works by helping you identify and change the thought patterns and behaviours that keep you stuck.
What makes the platform different from BetterHelp or Talkspace is the structured programme. Rather than only offering weekly therapist chats, it gives you an eight-section CBT course, an interactive worksheet system your therapist reviews every weekday, a journal, an activity planner, and even yoga and meditation videos — all in one dashboard. You get therapeutic tools to use daily, which reinforces what you cover in your live sessions.
How It Works
Getting started takes about 10 minutes:
- Sign up & choose a plan — answer a short questionnaire about your goals and symptoms.
- Get matched — you're assigned a licensed CBT therapist, usually within 24 hours.
- Work through the programme — complete worksheets across the 8 CBT sections at your own pace. Your therapist reviews them and replies with feedback every weekday (Mon–Fri).
- Attend live sessions — on Standard and Premium plans, meet your therapist by chat, phone, or video (45 minutes).
- Use the toolbox daily — journal, plan activities, track your mood, and follow yoga/meditation videos between sessions.
Pricing
All plans include the full CBT programme, worksheets with daily feedback, journaling, and the toolbox. The difference is how much live therapist time you get. New users get 20% off the first month.
| Plan | Weekly Cost | Monthly (approx.) | Live Sessions |
|---|---|---|---|
| Basic | 🏆 $48/week | ~$192/mo | None — daily messaging & feedback |
| Standard | $64/week | ~$256/mo | 1 × 45-min live session/week |
| Premium | $88/week | ~$352/mo | 2 × 45-min sessions/week + express replies |
For comparison, BetterHelp runs $65–100/week and Talkspace $69–109/week without insurance — both more expensive than Online-Therapy.com's entry plan, and neither includes a structured CBT course. See our full cheapest online therapy comparison.
Check Current Pricing — 20% Off →What's Included in the Toolbox
- 8-section CBT programme — guided modules covering thoughts, feelings, and behaviours, with practical exercises.
- Worksheets with daily feedback — your therapist reads and responds to your worksheets every weekday.
- Unlimited messaging — write to your therapist any time; replies Mon–Fri.
- Live sessions — 45-minute chat, phone, or video sessions on paid tiers.
- Journal — record thoughts and track your mood over time.
- Activity plan — schedule healthy activities and build momentum.
- Tests — track your progress with recurring wellbeing assessments.
- Yoga & meditation videos — a library to support relaxation and stress relief.
Pros & Cons
👍 What We Liked
- Cheapest structured therapy we tested ($48/wk)
- Evidence-based CBT focus — ideal for anxiety & depression
- Daily therapist feedback, not just weekly sessions
- Genuinely useful toolbox (worksheets, journal, yoga)
- 20% off the first month
- No commute, fully private, cancel anytime
👎 What Could Be Better
- No insurance accepted (receipts provided)
- No medication or psychiatry
- CBT-only — not ideal for every issue
- Smaller therapist network than BetterHelp
- Weekday-only feedback (no weekend replies)
Who It's Best For
Choose Online-Therapy.com if: you want affordable, structured CBT for anxiety, depression, stress, or insomnia; you like having worksheets and tools to work on daily; and you're paying out of pocket and want the best value.
Look elsewhere if: you need medication management (try Cerebral), you want to use insurance (try Talkspace), or you want the largest possible therapist network for easy switching (try BetterHelp).
How It Compares
| Feature | Online-Therapy.com | BetterHelp | Talkspace |
|---|---|---|---|
| Starting price | 🏆 $48/wk | $65/wk | $69/wk |
| Structured CBT course | ✅ Yes | ❌ No | ❌ No |
| Daily worksheet feedback | ✅ Yes | ❌ No | ❌ No |
| Insurance | ❌ No | ❌ No | ✅ Yes |
| Medication/psychiatry | ❌ No | ❌ No | ✅ Yes |
| Therapist network | Smaller | 30,000+ | 5,000+ |
Read the full head-to-heads: Online-Therapy.com vs BetterHelp · BetterHelp vs Talkspace · Best Online Therapy 2026.
Is Online-Therapy.com Legit & Safe?
Yes. Online-Therapy.com has operated since 2009 and works with licensed, qualified therapists. Its programme is built on established CBT methods used in clinical practice, and communication is encrypted and confidential. You can cancel at any time, and while it doesn't accept insurance directly, it provides receipts you can submit to your insurer for possible reimbursement.
As with any therapy platform, it isn't a crisis service. If you're in immediate danger or crisis, contact your local emergency number or a crisis line rather than an online programme.
Try Online-Therapy.com — 20% Off →Frequently Asked Questions
Is Online-Therapy.com worth it?
For most people who want affordable, structured CBT, yes. At $48/week it's the cheapest structured therapy we tested, and the daily worksheet feedback plus toolbox mean you get support every day — not just in a weekly session. It's best value for anxiety, depression, and insomnia. See current pricing here.
How much does Online-Therapy.com cost?
Plans start at $48/week (Basic), $64/week (Standard, 1 live session/week), and $88/week (Premium, 2 sessions/week). New users get 20% off their first month. All plans include the full CBT programme and toolbox.
Is Online-Therapy.com legit?
Yes. It has operated since 2009 with licensed therapists, uses established CBT methods, and keeps communication encrypted and confidential. You can cancel anytime.
Does Online-Therapy.com take insurance?
No, it doesn't bill insurance directly, but it provides receipts you can submit to your insurer for possible reimbursement. If insurance coverage is essential, Talkspace accepts most major plans.
Online-Therapy.com vs BetterHelp — which is better?
Online-Therapy.com is cheaper (from $48/wk vs $65/wk) and offers a structured CBT course with daily worksheet feedback. BetterHelp has a far larger therapist network (30,000+) and easier switching. Choose Online-Therapy.com for value and structured CBT; BetterHelp for choice. See our full comparison.
Can I use Online-Therapy.com for anxiety?
Yes — CBT is the most evidence-based treatment for anxiety, and the platform is built entirely around it. See our guide to online therapy for anxiety.
